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Cash Back vs Rewards Credit Cards
By Joseph Kenny
Ah, the sweet rewards of using credit!
Not only do you get immediate gratification with the buy now-pay later plastic, but now, many credit cards offer rewards and incentives for using their card to make purchases. You can get cash back, or gift cards, or ‘reward points' that you can spend on merchandise or services from various merchants. There are also cards that allow you to designate your ‘cash back' points to a charity – sometimes called affinity cards – and those that put your cash back into a special savings account for college.
Great deal, right? You spend your money and get something in return. The catch is, of course, that you're paying interest and card fees to get your cash...
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